VO Financial began as a simple website created to tell the truth to unsuspecting timeshare and vacation ownership owners about the deceptive sales practices used by many of the largest timeshare developers. The original website was designed for informational purposes only. No business was conducted at this point, although it quickly became evident that timeshare owners were searching our website in need of greater assistance. As the website began to get more traffic, VO Financial's founders developed the idea of utilizing the secondary timeshare market to upgrade existing vacation ownership at a fraction of the developer's cost and without the misrepresentations that are notoriously used during the sales process.

The mission of VO Financial is to be the premier Timeshare Consulting Firm in the world. We are here to educate and empower today's timeshare owners by delivering quality, trustworthy customer care and service, before, during, and after the timeshare transaction process.

As the business was progressing, it quickly became apparent that existing timeshare owners usually were not interested in purchasing additional ownership. Instead, they were desperate to get out of the overwhelming timeshare debt they found themselves in as a result of the misrepresentations and deceptive sales tactics used by the timeshare developers. The large majority of folks that came to us wanted help (testimonials) and we recognized that we were able to provide the help that was so desperately needed.

The Company opened its first office in Mays Landing, New Jersey. We were now more than a simple website. Over the next few months timeshare and vacation ownership consumers who had been tricked into purchasing more and more ownership began to share their horror stories with us. Unfortunately, many were not able to realize until it was too late that they had increased their debt rather than reducing it. We were astonished during these first few months how much help we could provide to victims of timeshare fraud.

The Company officially introduced its Cancellation Campaign, a service that provided owners with the steps they needed to follow to cancel their existing ownership - a service that was desperately wanted and needed.

After seven months providing much needed services, we outgrew our old office and moved into VO Financial NJ's current headquarters in Egg Harbor Township, New Jersey.

The need for our services grew so rapidly that we expanded further and opened a satellite office in Nashville, Tennessee.

We expanded our reach further with the opening of the company's third office, located in Dennis, Massachusetts on Cape Cod, hometown of a VO Financial founding officer.

As the company's clients continued to grow and their needs diversified, we expanded our New Jersey headquarters, creating a new Corporate Office including a fully staffed Customer Support & Resolution Department.

As the company continued to expand, the organization required a restructuring from a Limited Liability Company (LLC) to a corporation with affiliated corporations for each location. This restructuring allowed the organization to run more smoothly from an accounting and management perspective. VO Financial Corporation was officially established, and as the company expanded further, affiliate entities VO Financial NJ Inc, VO Financial MA Inc, VO Financial SC Inc, and VO Financial IN Inc were soon to follow.

VO Financial Corporation became the first and only vacation ownership consulting firm to provide retail installment financing to clients who could not otherwise afford our services.

With the need for further expansion, VO Financial opened its Charleston office location and now proudly operates in the state where a company founding officer was raised - sunny South Carolina.

VO Financial registered a trademark for Debt Reduction Deed Replacement and expanded further with a new office in Indiana.

DISCLAIMER: VO Financial is not a resale or listing company. VO Financial does not sell timeshare or rent any timeshare for a fee. VO Financial is not affiliated, or in any way associated with any U.S. Bank or lending institution. As such, our services shall not be construed to be paying off any existing timeshare debt or any mortgage that may be associated with a customer's timeshare ownership. Additionally, VO Financial is not affiliated, or in any way associated with any timeshare developer or any timeshare resort.