TransUnion Credit Monitoring
This service provides you with daily credit monitoring alerts, along with in-depth, personalized coaching about how your credit score may have been impacted and how smart consumers may want to respond. Whenever we detect changes within your credit reports which may positively or negatively impact your credit scores, Credit Monitoring alerts are quickly dispatched via email, SMS and Text message.
Monthly credit score improvement analysis
Each month, we evaluate your credit report in accordance with the five main factors known to significantly impact credit scoring. A highly customized multi-page analysis is then provided, including targeted tips which may help you raise your credit scores.
Whenever we detect changes within your credit reports which may positively or negatively impact your credit scores, ReportWatch alerts are quickly dispatched via email. We also provide tips, when applicable, regarding how to make the best use of this crucial data.
Questionable inquiries almost always impact a credit score negatively, and InquiryAssist was designed to address that problem. Firm-prepared letters, customized for each questionable inquiry you designate, are provided.
Identity Theft Insurance
To help protect the credit you're investing in, a $25,000 identity theft insurance policy is provided at no additional cost to you. This plan affords on-call identity fraud specialists for your peace of mind. (Identity Theft Insurance is not available in New York.)
VO Financial Corporation understands the difficulties timeshare consumers face when dealing with an overwhelming amount of debt. Timeshare developers' fraud, misrepresentation, and/or predatory lending practices on the sales floor can damage a consumer in many different ways. One major impact timeshare consumers face is the damage to their credit rating. Consumers often have an asset to debt load ratio that is too high because of their large timeshare debt, or an exorbitant monthly payment forces other financial responsibilities to take a backseat. These are just some of the credit implications many timeshare owners face as a result of their developer's deceptive practices. VO Financial does not let this happen to our clients.
Once our clients complete our services they are entitled to request a free credit report review by one of our specialists to assess the damage that has been done from years of being a timeshare owner. If deemed necessary, VO Financial Corporation will forward your account over to a law firm which specializes in credit repair services.